Refi Radar
Refi Radar — Be Ready for the Right Refinance Moment
We monitor market movement against your current loan profile and alert you when it may make sense to re-run the numbers—so you can act fast if savings appear.
Why enroll in Refi Radar?
Timely Alerts
Personalized Monitoring
No Cost, No Obligation
How it works
- Enroll in minutes—share your current rate, balance, term and goals.
- We track market rates against your profile in the background.
- When triggers are met, we’ll notify you to review fresh scenarios.
Smart triggers we watch
- Estimated monthly savings / reasonable break-even point.
- Opportunity to remove mortgage insurance (MI).
- Chance to shorten term or switch ARM ↔ fixed when favorable.
When could a refi make sense?
- Lower monthly payment with improved rates.
- Reduce total interest by shortening your term.
- Consolidate higher-interest debt at a lower rate.
- Remove MI once equity and guidelines allow.
- Move from an ARM to fixed (or vice-versa) strategically.
- Act quickly during short-lived rate dips.
Note: Refi Radar provides educational alerts and does not constitute a commitment to lend.
Qualification and potential savings depend on credit, property, loan amount, term, equity and market conditions.
FAQs
Is Refi Radar an application?
No. It’s a free monitoring service. If an opportunity appears and you choose to move forward, we’ll start a refinance application then.
What triggers an alert?
We look for meaningful improvements—potential monthly savings, a reasonable break-even timeline, removal of MI, shorter term, or a better fit between fixed/ARM and your goals.
Does enrolling affect my credit?
No. Enrollment itself doesn’t require a hard credit pull. If you decide to apply, we’ll review credit at that time.
Can I opt out at any time?
Absolutely. You can unsubscribe from alerts whenever you like.
Be first to know when it’s time.
Enroll in Refi Radar and we’ll watch the market for you.